How To Resolve Insurance Disputes

Even if you pay your premium on time every month and have a good relationship with your insurance company, you may find insurance disputes hard to resolve when you file a claim. That is why public adjusters are a good investment. Public adjusters work for you to help you resolve insurance disputes. This is how their process works.

Hire a Public Adjuster
If you need to file a claim with your insurance company and think there may be trouble, call a public adjuster to help. If you have already filed a claim and their coverage seems too low, talk to a public adjusters. Public adjusters are here to help you when you would like to dispute a claim. With a public adjuster, such as Benchmark PA:, you can begin the disputing process.

Analyze Your Coverage
Go over your insurance information with your adjuster. They will help you understand what’s covered. If it looks like they denied you coverage when they shouldn’t have, they will work with you to come up with an appeal.

Create a Damage Estimate
Your adjuster will work with you to determine the price of the damage done to your home by weather, natural disaster, or some other cause. This estimate is typically higher, and more accurate, than the insurance company’s estimate.

Negotiate a Settlement
Your adjuster will work with the insurance company to create a new settlement. They will discuss all offers with you and help advise on whether you should take settlements. Your adjuster wants to make sure you get the best possible deal and will work diligently to make sure that happens.

Settle Your Claim
Once a negotiation is reached that you and your adjuster feel comfortable with, your appeals process is over. A public adjuster takes a small percentage of your claim. On average, even with the adjuster’s fee, people earn exponentially more money with an adjuster than without.

If you are going through an insurance dispute, make sure you have an adjuster on your side to guide you through the process.

Finding The Best Public Adjuster

If your home has been damaged in a fire, flood or other disaster, then a public adjuster can help you to file an insurance claim and get compensation. Knowing what you should look for when choosing an adjuster is not always easy. You need to look for a few things when trying to find the best public insurance adjuster.

Local Experience

The first thing to look for is a public adjuster with extensive local experience. Insurance is regional in nature. It is even regulated on a state-by-state basis. This means you need an adjuster who is very familiar with the local insurance regulations and processes in your area. The adjuster will be able to work efficiently with insurance companies and other adjusters because of this experience. The result will be a better chance of receiving a fair settlement fast.

Personal Attention and Guidance

Look for a public insurance adjuster who provides personal attention and guidance during the claims process. You want the adjuster to be your personal advocate. You do not want to be treated generically like a number. The adjuster should be dedicated to understanding, assembling and researching all aspects of your claim. The adjuster should be easy to reach when you have questions or receive documents from the insurance company. This will make the entire experience easier to handle.

A Record of Success

The next thing you want in a public adjuster is a record of success. Adjusters can usually show that they successfully negotiated claims in the past for more than the average amount in the area. You do not want to go with a company that has been operating for only a short time or that has never dealt directly with insurance company adjusters. Taking the time to find out how successful the adjuster is will give you peace of mind about the claims process and the eventual payout.

Proper Licensing and Professional Associations

It is important to choose a public insurance adjuster who has proper licensing and professional associations. The adjuster should be licensed to work in your state. The company the adjuster works for should be a member of the National Associate of Public Insurance Adjusters. This is very important because some contractors and restoration companies claim to be adjusters but are not.

Testimonials or References

A final way to find the best public adjuster is to look for testimonials or ask for references. You want to know how previous clients think of the adjuster today. Avoid adjusters who do not have references or positive testimonials. If you do get references, then call them and ask about everything from professionalism and results to billing to get a full view of the service that will be provided. To learn more about one of the best public adjusting companies visit